We have bid at Florida courthouse auctions every week for more than 5 years, with our own money and for investors. The school teaches that exact process: find the sale, clear the title, set the number, and know when to let a house go. We are also a brokerage, so we can help you close it.
This is what sale day feels like. Try to stay under your number.
Practice lot. Not a real sale.
00:45
4 bed, 2 bath, Jacksonville
First mortgage foreclosing. Occupied. Juniors served, taxes current.
Judgment $198,000, where bidding starts. Market value about $345,000.
Current bid
$198,000No bids yet
Your max bid $236,500
The course and the weekly list cover foreclosure sales in every Florida county, including Miami-Dade, Broward, Palm Beach, Hillsborough, Orange, Duval, Pinellas, Lee, Polk, Brevard, Volusia, Pasco, Seminole, Sarasota, Manatee, Osceola, Collier, Marion, Lake, St. Lucie, Escambia, Leon, Alachua, St. Johns.
There is no opening bid at a Florida foreclosure sale. Bidding starts at the judgment, sometimes 50 to 70% below what the house is worth. Finding that house is the easy part. Knowing what is still attached to it is the job.
Pick the one you would bid on. These are teaching examples, but each mistake is one we watch real bidders make at Florida sales.
Florida is a judicial foreclosure state. Every sale runs through a county clerk under Florida Statute 45.031, in the same six steps. Learn the sequence once and it works in all 67 counties.
Step 1Months before the sale
Florida is a judicial foreclosure state, so every foreclosure is a lawsuit in circuit court. The lis pendens is the public notice that the case exists. This is where we start tracking a property.
What we watch: Who the plaintiff is. A first mortgage, a second mortgage and an HOA are three very different purchases.
Step 2Sets the sale date
The final judgment states what is owed and orders the clerk to sell the property. The statute calls for a sale 20 to 35 days out, though courts often set it later.
What we watch: The judgment amount. There is no opening bid at a Florida sale: bidding starts at the judgment, and that is sometimes 50% to 70% below what the property is worth.
Step 3Two consecutive weeks
The sale is advertised for two weeks running. Most Florida clerks then run the auction online through their county RealForeclose site; a handful of smaller counties still sell at the courthouse.
What we watch: This is your research window: title search, liens, taxes, occupancy, value.
Step 4Minutes per lot
Bidding starts at the judgment amount and closes fast. You bid with your own cash: the winner posts a 5% deposit at the sale and pays the balance on the clerk's deadline, in most counties by the next business day.
What we watch: Cancellations. Sales get pulled the same morning for bankruptcies and payoffs. Check the docket before you wire.
Step 510 days
The clerk files a certificate of sale, which ends the owner's right of redemption. Anyone with standing then has ten days to object to the sale.
What we watch: Objections are rare, but your money is committed while you wait.
Step 6You own it
With no objection, the clerk issues the certificate of title and the property is yours, as is. If someone still lives there, you ask the court for a writ of possession.
What we watch: Anything senior to the foreclosed lien is still attached to your new property. When it is time to sell, our brokerage can list it and help close it.
A Florida foreclosure max bid is the resale value, minus your profit, your costs, the repairs and every lien that survives the sale. Move the sliders. This is the same arithmetic we do for every lot we bid on.
Your max bid
$237,375There is room here.
Write this number down before the sale and do not cross it.
Where the $345,000 goes
A planning tool, not advice. It is only as good as your title work and your repair estimate.
We buy at Florida foreclosure sales every week and have for more than 5 years. When a clerk changes a deposit rule or a platform changes its proxy bidding, we find out on a Tuesday morning, not from a forum.
We also research, bid and close for investors who want Florida property without doing the courthouse work. The checks in this course are the ones we run before we put someone else's capital on the line.
Most foreclosure courses were recorded once and left alone. Ours is maintained by people who will be bidding again this week, and students get every update.
Finding the deal is half of it. Because we are also a real estate brokerage, we can help close all of them: the auction purchase, the resale when you exit, and the next property you buy the ordinary way.
Seven modules that follow a real purchase from the first docket search to the exit. Every lesson is taught on live Florida cases.
You can read a docket and know exactly where a case stands.
You build a weekly pipeline across the counties you choose.
You know what you will own, and what will still be owed, before you bid.
You walk in with one number and you do not cross it.
Your account, deposit and wire are ready, and the clock does not rattle you.
You get from certificate of sale to keys without surprises.
You pick the exit before the bid, and you know how to bring in partners.
One bad title costs more than everything on this page combined. We price for buyers who are putting real capital to work and want it done properly.
The same auction sheet we build for our own bidding, in your inbox before the sales open.
$497per month
Investors who already know how to bid and want the research done.
Where most buyers start
The full method, start to certificate of title, taught on real Florida dockets.
$5,997one time
Buyers who want to run the whole process themselves.
2.5%
Sale walk-through, if requestedWant us beside you on a sale? We walk you through it for a 2.5% fee on that purchase. Not required, and only charged when you request it.
Everything in the course, plus us beside you on every step until your first purchase closes.
$18,500one time
Buyers with capital ready who want it done right the first time.
+1%
On your first 10 salesA 1% fee on each of your first 10 sales, in place of the 2.5% course students pay when they request a walk-through.
NEWLEVEL Investment RE is also a real estate brokerage, so we can help close every deal: the auction purchase, the resale, and whatever you buy next. Most schools hand you a certificate and wish you luck. We can stay in the deal until it closes.
Florida Foreclosure School is an online training program that teaches investors how to buy property at Florida county foreclosure auctions. It is run by active buyers who have purchased at Florida foreclosure sales every week for more than 5 years, for their own portfolio and on behalf of investors.
Florida is a judicial foreclosure state. A lender sues in circuit court, the judge enters a final judgment, and the county clerk sells the property at public auction under Florida Statute 45.031. Most counties run the auction online. The highest bidder pays a 5% deposit at the sale and the balance on the clerk's deadline, then receives a certificate of title after a 10-day objection period.
There is no opening bid set by an auctioneer. Bidding starts at the final judgment amount, which is what the court found the borrower owes. That figure has nothing to do with what the property is worth, so it is sometimes 50% to 70% below market value. How far the price climbs from there depends on who else has done the research on that lot.
You need cash. The winning bidder posts a deposit equal to 5% of the final bid at the time of sale, and online clerk platforms require that deposit to be on account before you bid. The balance is due on the clerk's deadline, which in most counties is the next business day. Banks do not finance auction purchases, so buyers use their own funds, private lenders or investor partners.
No. A foreclosure sale only removes interests that are junior to the lien being foreclosed and that were properly included in the lawsuit. Senior mortgages, property taxes, and many municipal and code-enforcement liens survive. If a homeowners association forecloses, the first mortgage usually stays on the property. Buyers at the sale are also liable for unpaid HOA and condo assessments under Florida Statutes 720.3085 and 718.116.
Florida has no post-sale redemption period for the former owner. Under Florida Statute 45.0315, the owner's right to redeem ends when the clerk files the certificate of sale, unless the judgment sets a different time. The clerk issues the certificate of title 10 days later if no objection is filed. One exception: the IRS has 120 days to redeem when a federal tax lien is wiped out.
A foreclosure auction enforces a mortgage or lien judgment under Chapter 45 and Chapter 702. A tax deed sale happens when property taxes go unpaid and a tax certificate holder applies for a deed under Chapter 197. Both are run by the county clerk, often on the same online platform, but the rules about which liens survive are different. The course covers both.
No. Auction properties are sold as is, with no inspection, no disclosures and no access. You evaluate from the outside, from public records and from comparable sales, which is why we build a repair cushion into every max bid.
No to both. You do not need a license to buy property for yourself, and because most Florida counties hold foreclosure sales online, investors bid from anywhere in the country. The course is fully online.
Yes. The company behind the school, NEWLEVEL Investment RE, is also a real estate brokerage. That means we can help close every deal, not only teach you to find it: the auction purchase, the resale when you exit, and conventional purchases too.
The Weekly List has no auction fee. Students of The Complete Course can ask us to walk them through a sale for a 2.5% fee on that purchase; it is not required and only charged when requested. Course + Hand in Hand students pay 1% on each of their first 10 sales.
You get the complete course, and then we work beside you on real lots: we review your title work, set the max bid with you, stay on the line on sale day, and help through certificate of title and possession until your first purchase is done. The fee is 1% on each of your first 10 sales, against the 2.5% course students pay when they request a sale walk-through, and our brokerage can help close the deal. Seats are limited each month because the same people who bid every week do this work.
No, and be careful with anyone who does. Auction investing carries real risk, including losing money on a bad title. We teach the process we use ourselves and the checks that keep us out of bad deals. This is education, not legal, tax or investment advice.